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How to identify fake investment platforms and Apps: 5 verification steps

Last updated: 2026-07-08
Bottom line: Fake platforms share common traits: 'professional interface, but can't withdraw and can't find legal registration.' Follow these 5 steps before investing, and most fake platforms will reveal themselves.

Step 1 — Check the Financial Supervisory Commission's approved list

In Taiwan, operating securities, futures, investment consulting, or banking requires approval from the Financial Supervisory Commission (FSC). Visit the FSC's 'Legal Operator Query / Investment Fraud Prevention Zone' to confirm if the entity is on the approved list. If not listed but soliciting investments, it's illegal, no matter how nice the website looks.

Step 2 — Check if the company is actually registered

Use the official Taiwan company registry to check the company's unified business number: whether it exists, whether its status is 'approved' (not dissolved, revoked, or abolished), and whether its registered business scope includes finance/investment. Self-proclaimed overseas platforms soliciting in Taiwan without local legal registration are very high risk.

Step 3 — Examine deposit/withdrawal channels

Legitimate platforms route funds to regulated brokerage/bank accounts. If you're asked to wire to a personal name or unknown company account, transfer crypto to a wallet, or use third-party collectors/private deposits, these are red flags indicating funds are outside regulatory oversight.

Step 4 — Identify fake domains and Apps

Check if the domain impersonates a well-known broker (different letter, .net/.vip, etc.), if the App is from the official App Store/Google Play (not via QR code for 'enterprise version'), and if the website shows the company's full name and unified number, not just LINE.

Step 5 — Test a small withdrawal

If you must test, deposit the minimum amount and immediately try to withdraw fully to your own account. If withdrawal requires a deposit for margin, taxes, or unfreezing, it's a scam. Stop losses and call 165.

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❓ FAQ

Is a screenshot of FSC approval safe?

No. Screenshots can be forged. Check the FSC website yourself for the approved list; don't rely on images or links provided by them.

Does being able to withdraw mean it's a real platform?

Not necessarily. Scammers often allow small withdrawals early to build trust (the fattening phase). The real test is large withdrawals, and you shouldn't be asked to pay any fees upfront.

⚠️ Disclaimer: This site provides anti-fraud educational public interest information, does not constitute investment advice, and does not guarantee completeness or timeliness of any information. Public data is for cross-reference only and cannot independently determine the quality of targets. Please refer to official sources (165 Taiwan's anti-fraud hotline, Taiwan's Financial Supervisory Commission, Ministry of Economic Affairs, National Police Agency). Investment and trading decisions should be carefully evaluated by yourself and borne at your own risk.